iMax Credit Blog

A full-service credit repair agency specializing in helping people fix their credit to get approved for loans.

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Sued by LVNV Funding/Resurgent for a Debt You Don’t Owe? Dismiss case & get Damages 💰

Getting sued for a debt you don’t owe is a punch in the stomach. But it’s also common — and when it’s truly wrong ...
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Sued for a Debt You Don’t Owe? We’ll Stop It — And Pursue Damages 💰⚖️

Getting sued for a debt you don’t owe is a punch in the stomach. But it’s also common — and when it’s truly wrong ...
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American Express judgment-Settle or challenge

I’m Ali Zane, credit advocate with 20 years of experience. My associate attorneys and I have negotiated hundreds of American Express accounts, including cases ...
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Got a Midland Funding judgment against you? Here are your options

I’m Ali Zane, credit advocate with 20 years of experience. My associate attorneys and I have settled hundreds of Midland Credit/ Midland Funding, accounts ...
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How Much Does Midland Settle For? Real Percentages (2026)

If you owe Midland Credit Management money, you’re probably wondering: “How much will they actually settle for?” I’m Ali Zane, a credit advocate with ...
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Statute of Limitations on Collections & debts by State: The Complete 2026 Guide

By Ali Zane — Over 20 years of experience i, debt settlement, and consumer credit law. Depending on the type of debt, the state ...
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How to remove a fraudulent American Express account from your credit report (legal guide 📖)

Fraudulent American Express (Amex) account showing on your credit report — but you never opened it? 😤 This guide walks you through my exact ...
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How to remove a fraudulent Citibank account from your credit report (legal guide 📖)

Fraudulent Citibank (Citi) account showing on your credit report? 😤 This article walks you through my proprietary 4-step process to delete a fraudulently opened ...
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How to fix Synchrony credit card fraud (legal guide 📖)

This article will walk you through my proprietary 4 step process to delete both fraudulent charges and fraudulently opened Synchrony credit card accounts from ...
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How to fix Student Loan identity theft (legal guide 📖)

If identity theft lead to a fraudulent student loan(s) opening in your name (federal or private) — here’s the process to fix the issue ...
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