Three easy steps:
Start with A Free Credit Analysis
Find out if your creditor is more likely to remove your negative item, how consumer rights laws can protect you and how quick we can repair your credit given your situation and goals
Step 1: Fill out the form
Step 2: Upload credit report
Step 3: Schedule a call
Step 1: Fill out the form
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If you have any questions prior to scheduling, feel free to call our office at (866) 611 4629 or fill out the contact form and we’ll get back to you.
Book a call to get started.
If you have any questions prior to scheduling, feel free to call our office at (866) 611 4629 or fill out the contact form and we’ll get back to you.
F.A.Q.'s
We’re not the cheapest, but we are the the best and most effective at what we do. As we even go as far as suing the creditors and collection companies. Unlike most companies, we have $0 upfront fees and charge only after results. Our goal is to come up a customized solution for each clients needs. Hence fees can vary by person and can range around few to several thousand dollars. But our guarantee is , if we don’t restore your credit we do not charge.
Our process can generally take anywhere from 45 days to 180 days in most cases.
Our Edge:
1.Registed with Dept of Justice
2. $0 Upfront Fees
3. You only pay After results
4. 19 years of happy clients, without a single complaint.
5. Voted “Best of Yelp”
Watch this video to learn more
Only paying off certain types of accounts will increase your score.
WHAT WILL INCREASE YOUR SCORE:
Paying off credit card balances will increase your score.
WHAT WON’T INCREASE YOUR SCORE:
Paying off auto loans , mortgages and other loans .
Paying off collections (where the collection company does not explicitly state they will delete the account)
Paying off charge-offs .
We have $0 Upfront fees.
You only pay us AFTER results.
So if we don’t produce results, you are charged nothing.
We’ve got a perfect record for privacy and security
We are registed with the California Department of Justice and we are bound by and follow the same privacy and security standards that apply to any major bank or credit bureau
We are proud to say that unlike institutions like Equifax , Wells Fargo and Chase, who get hacked periodically and have lost peoples data,
we have never had a security breach in the nearly 20 odd years of our existence.
Just like any company, in some instances we may work on a clients credit and not be successful.
However, if that happens, the client is not billed by Imax. Whereas other credit repair companies bill clients despite not producing results.
Given we only charge after results, we do our best to only take on clients where our chances of success are high.
We have a proven track record of successfully helping clients improve their credit scores.
We’ve been voted “Best of Yelp”
For over 19 years have had zero complaints with the Better Business Bureaus
Have helped thousands of clients achieve financial freedom
We are : (Licensed, Bonded & Registered)
-Registered with the California Department of Justice & Attorney Generals Office
-Registed with the California Secretary of State
– Fully bonded up to $100, 000 (as required by state law)
– Voted “Best of Yelp”
-Licensed with the City of Santa Monica and Los Angeles
Note: These are the basic requirements for any local credit repair company to do business. Unfortunately the vast majority of credit repair companies do not meet these requirements.
We simply charge our clients AFTER producing results.
So there is ZERO chance of you spending money for no results.
If we don’t produce results, then you don’t pay us.
If you’ve been scammed by a credit repair company, watch this video on how you can help you get your money back.
We’re big proponents of quick self help fixes, before we advise clients to hire us.
If you’re looking into self help before hiring us, then a pay for delete may only work for you if there is a collection account on your credit report.
Some collection companies are allowed by credit bureaus to delete accounts once paid .
However, you’ll need to ask the collection company to see if they have a “pay for delete” policy.
Keep in mind, banks and lenders are not allowed to do a “pay for delete,” only certain collection companies are
However, here at Imax we specialize in getting items removed with “pay for delete ” strategy by suing creditors and collection companies .
Hence, if you can’t get a “pay for delete” done yourself, then you’ll need Imax’s professional help.
Customer Reviews
I recently reached out to IMAX Credit Repair to address several credit issues, notably a number of credit card accounts in collections. My experience with them, especially with Elizabeth, was... read more nothing short of amazing.
From the beginning, Elizabeth showed a deep understanding of credit repair complexities. She was very knowledgeable and supportive. She provided practical, actionable advice that I could implement on my own, free of charge. This level of honest and direct assistance is rare in this city and speaks volumes about IMAX Credit Repair's commitment to genuinely helping their clients.
For a particularly complicated debt issue that involved a legal judgment, Elizabeth went above and beyond by referring me to a specialized law firm. This referral was instrumental in navigating the complexities of legal credit issues.
I am immensely grateful for the guidance and support provided, which has set me on a path to improve my credit score significantly. If you are facing credit challenges and need expert advice and genuine support, I highly recommend them!
1/18/2024
Ali and his team are the best. Not only are they sweet and professional they really keep you updated throughout the process. They have helped me twice my entire life... read more and both times were able to get late payments taken care of for me. I truly love them and run to them whenever I'm in credit trouble!!
12/24/2023
I reached out to Ali Zane several months ago and he is the real deal. I am super satisfied with his expertise and he has earned my trust. Don't waste... read more your time and $$$ on other agencies. If you want to fix your credit, I HIGHLY recommend Ali to get the job done.
10/08/2022
I've had the good fortune of being assisted by Ali in the past & would HIGHLY recommend him & his associates.
7/22/2022
Ali is the best! He really takes his time explaining to you how you can fix your credit. A family member recommended him to me and he didn't disappoint. Building/fixing... read more your credit can be so stressful but Ali puts things in plain words and helps you take the right steps to achieve that. I would highly recommend him!!!!
1/21/2022
I was referred to IMAX credit by another credit repair firm in regards to removing late payments that were on my account. I scheduled a free consultation with Ali. Ali... read more is so genuine and caring, it's as if a good friend helping you with your troubles. Although I didn't end up needing Ali's services, I can vouch for him and his business - I very much so recommend Imax credit.
5/29/2021
Ali and Samantha are the best team! My credit score was stunned last year and I spent months working with the bank myself without a result. I was... read more so exhausted contacting the bank myself - every time I called the bank representative I was given different information, different promises and timelines. I found Ali for help. Ali responded to my first inquiry extremely timely, and the communication was very professional and patient. I knew I was in good hand. In three months, the sting was removed from all my credit reports and my credit score is now fully recovered! Thanks Ali and Samantha, all the credit goes to you!
5/05/2021
Ali is amazing! Ali and Samantha were able to restore my FICO score to where the score should have been all along. I had one small ding due to an... read more error made by a creditor and it stayed on too long on my report. That blemished also cost me about 50 fico points. Then came along Ali and the service his company provided. Ali and Samantha were wonderful with their communication (which was informative, thorough and often) and they were methodical. They had a plan and as long as we followed their plan, it all worked out in the end. I am thankful to be back in the 800 and above score! Thanks to them. Thank you, Ali and Samantha and the rest of the team that may have helped throughout the way.
3/31/2021
I moved and unintentionally missed my final utility bill. A few months later a late payment popped on my credit report. I consulted with Ali. He was... read more very detailed and was able to guide me through the whole process.
A week later I received a letter from the utility company that they will DELETE the negative record from my credit profile.
Thank you Ali. I appreciate your help.
3/04/2021
Ali explained exactly how everything works from the beginning. He was Extremely transparent and took the time to answer every question I had about the process. Now I have perfect... read more credit history because he was able to remove a 90 day delinquency from American Express on my credit report. So between the removal and all the information I learned... I'm super happy with his service!
6/04/2020
The free consultation with Mr. Ali Zane has made such a huge positive impact in my life. I was faced with a difficult crisis with my credit that was... read more out of my control. His leadership skills and superior knowledge was incredibly helpful to me. I'm extremely grateful to Imax Credit Repair. I'm more than confident to pursue the content provided to me in order to restore my credit. Best Wishes!
4/22/2020
Ali and his team are nothing short of amazing. I had a car repo on my credit which has haunted me for years. Not only did he get it removed... read more but had it eliminated with no cost to me other than his service fee. Worth every penny and then some! THANK YOU!!!!
3/09/2020
After the financial crash I destroyed my credit. I went from an over 800 fico score down into the 300s. For about 8 years, I didn't use credit. I couldn't... read more even get a credit card. iMax Credit Repair helped me navigate this process and they helped me raise my fico score from the 300s back into the 700s so I can get a loan and buy house.
2/23/2020
I was referred to Ali by a friend. Ali is professional and extremely helpful. Ali's service is #1 and I recommend him to anyone who is serious about repairing their credit.
2/21/2020
Needed to get my credit repaired and I am thankful to have worked with Imax Credit Repair. Ali was detailed, patient, and extremely informative. For something as serious and confidential... read more as your credit i highly recommend Imax Credit Repair, thank you for all the help!
1/14/2020