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F.A.Q.'s
We’re not the cheapest, but we are the the best and most effective at what we do. As we even go as far as suing the creditors and collection companies. Unlike most companies, we have $0 upfront fees and charge only after results. Our goal is to come up a customized solution for each clients needs. Hence fees can vary by person and can range around few to several thousand dollars. But our guarantee is , if we don’t restore your credit we do not charge.
Our process can generally take anywhere from 45 days to 180 days in most cases.
Our Edge:
1.Registed with Dept of Justice
2. $0 Upfront Fees
3. You only pay After results
4. 19 years of happy clients, without a single complaint.
5. Voted “Best of Yelp”
Watch this video to learn more
Only paying off certain types of accounts will increase your score.
WHAT WILL INCREASE YOUR SCORE:
Paying off credit card balances will increase your score.
WHAT WON’T INCREASE YOUR SCORE:
Paying off auto loans , mortgages and other loans .
Paying off collections (where the collection company does not explicitly state they will delete the account)
Paying off charge-offs .
We have $0 Upfront fees.
You only pay us AFTER results.
So if we don’t produce results, you are charged nothing.
We’ve got a perfect record for privacy and security
We are registed with the California Department of Justice and we are bound by and follow the same privacy and security standards that apply to any major bank or credit bureau
We are proud to say that unlike institutions like Equifax , Wells Fargo and Chase, who get hacked periodically and have lost peoples data,
we have never had a security breach in the nearly 20 odd years of our existence.
Just like any company, in some instances we may work on a clients credit and not be successful.
However, if that happens, the client is not billed by Imax. Whereas other credit repair companies bill clients despite not producing results.
Given we only charge after results, we do our best to only take on clients where our chances of success are high.
We have a proven track record of successfully helping clients improve their credit scores.
We’ve been voted “Best of Yelp”
For over 19 years have had zero complaints with the Better Business Bureaus
Have helped thousands of clients achieve financial freedom
We are : (Licensed, Bonded & Registered)
-Registered with the California Department of Justice & Attorney Generals Office
-Registed with the California Secretary of State
– Fully bonded up to $100, 000 (as required by state law)
– Voted “Best of Yelp”
-Licensed with the City of Santa Monica and Los Angeles
Note: These are the basic requirements for any local credit repair company to do business. Unfortunately the vast majority of credit repair companies do not meet these requirements.
We simply charge our clients AFTER producing results.
So there is ZERO chance of you spending money for no results.
If we don’t produce results, then you don’t pay us.
If you’ve been scammed by a credit repair company, watch this video on how you can help you get your money back.
We’re big proponents of quick self help fixes, before we advise clients to hire us.
If you’re looking into self help before hiring us, then a pay for delete may only work for you if there is a collection account on your credit report.
Some collection companies are allowed by credit bureaus to delete accounts once paid .
However, you’ll need to ask the collection company to see if they have a “pay for delete” policy.
Keep in mind, banks and lenders are not allowed to do a “pay for delete,” only certain collection companies are
However, here at Imax we specialize in getting items removed with “pay for delete ” strategy by suing creditors and collection companies .
Hence, if you can’t get a “pay for delete” done yourself, then you’ll need Imax’s professional help.
Customer Reviews
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Ali Zane has been phenomenal in helping me to understand what would be the best strategy in handling my unique credit situation and has given me honest knowledge and expertise... read more while other organizations tried to deceive me and take my money for doing practically nothing. He has gained my confidence and I highly recommend him. 
Mary P.
7/12/2024 When initially calling on a Wednesday, I spoke with a gentleman named Juan Regarding closed/charged off accounts on my credit report. He was very professional, and walked me through... read more the steps of emailing him my credit report for Equifax, TransUnion and Experian. He then explained that I would be assigned an agent by the name of Elizabeth and I would be contacted by her within 24 to 48 hours.
Sure enough within 48 hours on a Friday I was contacted by Elizabeth. Not only was Elizabeth professional, polite, and knowledgeable in this area she was also able to explain to me that I was in a very fortunate position Due to the amount of years these closed/charged off accounts have a accumulated (7 years). she explained to me that the accounts in-question will be permanently removed from my credit report On there own no later than the end of May this year.
I checked my CreditKarma account today and sure enough one of the three 3 total accounts was removed on its own Due to the 7 year mark. The next two would be by the end of April and May This year.
She advised me to get my annual credit report from all three bureaus in order to properly document it just in case they are not removed by the end of May this year. She had explained if my credit is not fixed on its own by July 2024 to contact her back To file a dispute.
The simple fact that this company was able to help me understand my credit, walk me through simple steps, and not charge me for it speaks volumes. Its rare to find an Honest company. So if you're reading this please know that you are in good hands.
Elizabeth THANK YOU!
Juan THANK YOU! 
Robert G.
4/05/2024 Ali and his team are the best. Not only are they sweet and professional they really keep you updated throughout the process. They have helped me twice my entire life... read more and both times were able to get late payments taken care of for me. I truly love them and run to them whenever I'm in credit trouble!! 
Judith Shenelle G.
12/24/2023 - I reached out to Ali Zane several months ago and he is the real deal. I am super satisfied with his expertise and he has earned my trust. Don't waste... read more your time and $$$ on other agencies. If you want to fix your credit, I HIGHLY recommend Ali to get the job done.
Tim A.
10/08/2022 I've had the good fortune of being assisted by Ali in the past & would HIGHLY recommend him & his associates. 
William V.
7/22/2022 Ali is the best! He really takes his time explaining to you how you can fix your credit. A family member recommended him to me and he didn't disappoint. Building/fixing... read more your credit can be so stressful but Ali puts things in plain words and helps you take the right steps to achieve that. I would highly recommend him!!!! 
Denise K.
1/21/2022 - I was referred to IMAX credit by another credit repair firm in regards to removing late payments that were on my account. I scheduled a free consultation with Ali. Ali... read more is so genuine and caring, it's as if a good friend helping you with your troubles. Although I didn't end up needing Ali's services, I can vouch for him and his business - I very much so recommend Imax credit. Jarred M.
5/29/2021 Ali and Samantha are the best team! My credit score was stunned last year and I spent months working with the bank myself without a result. I was... read more so exhausted contacting the bank myself - every time I called the bank representative I was given different information, different promises and timelines. I found Ali for help. Ali responded to my first inquiry extremely timely, and the communication was very professional and patient. I knew I was in good hand. In three months, the sting was removed from all my credit reports and my credit score is now fully recovered! Thanks Ali and Samantha, all the credit goes to you! 
Rose Y.
5/05/2021 Ali is amazing! Ali and Samantha were able to restore my FICO score to where the score should have been all along. I had one small ding due to an... read more error made by a creditor and it stayed on too long on my report. That blemished also cost me about 50 fico points. Then came along Ali and the service his company provided. Ali and Samantha were wonderful with their communication (which was informative, thorough and often) and they were methodical. They had a plan and as long as we followed their plan, it all worked out in the end. I am thankful to be back in the 800 and above score! Thanks to them. Thank you, Ali and Samantha and the rest of the team that may have helped throughout the way. Dane B.
3/31/2021