- $0 Upfront Fees
- Results in 45 Days
- Custom Credit Repair Plans
- 2 Decades of Satisfied Clients
Did your credit score take a massive hit?
Repair Your Credit With $0 Upfront Fees
Remove Your Credit Issues and Maximize Your Credit Score in as Little as 45 Days
Payment Due Only After Results
Why Imax Credit?
For starters we make it easy for you to work with us
Low-risk, high reward!
We go further!
- Attorney Lawsuit Filing
- Regulatory Complaints Filed
- Registered with the Department of Justice
- Licensed and Bonded Credit Repair Company
Hi I’m Ali Zane,
Imax Credit Repair agency has 20 years of experience repairing and improving credit scores for customers nationwide.
We are a highly professional & boutique firm here to serve your credit repair needs.
CEO and Credit Advocate

Start here
How many negative credit items do you have?
Item Removal Package
- Removal from All 3 Credit Bureaus
- Credit Optimization
- Pay for Delete
- Lawsuit Filing*
Click to learn more
Items Removal Package
- Removal from All 3 Credit Bureaus
- Credit Optimization
- Pay for Deletes
- Lawsuit Filing*
Click to learn more
Items Removal Package
- Removal from All 3 Credit Bureaus
- Credit Optimization
- Pay for Deletes
- Lawsuit Filing*
Click to learn more
- Unlimited Item Removals
- Credit Report Audit
- Police Report Filing
- Lawsuit Filing*
Click to learn more
Not sure how many negative items you have on your credit report?
Payment Due Only After Results
What clients are saying?
Client reviews say Imax Credit is quite amazing!
The Path to Perfect Credit
Fix Your Credit To Get Approved for Loans
Credit Repair for Mortgages
Want to apply for a home mortgage or refinance your home with better rates? We have you covered. We improve credit scores quickly to help you get the rates that are right for you.
Credit Repair for Business Loans
If your business needs a little extra boost, we’re here for you! Imax Credit’s years as a credit repair firm have helped hundreds of businesses like yours snag approvals.
Credit Repair for Auto Finance, Credit Cards, etc.
Do you feel stuck in the endless cycle of debt? Does your credit score seem to be going down, not up? Are you unable to get approved for a credit card, home, or car application?
Looking to improve your credit score?
We have helped thousands remove negative credit items, improve credit scores, and have a proven track record of delivering results for thousands of clients in as little as 45 days.
Self-Help Articles
Browse our selection of credit repair resources for tips, tricks, and self-help methods for improving credit scores quickly.
The Most Effective Credit Dispute Letter-(updated 2023)
Get A Dispute Remark Removed from Account on Your Credit Report
Frequently Asked Questions: General
No, here’s why you shouldn’t waste your time with credit bureau disputes.
A lot of misguided credit repair “experts” encourage consumers to dispute recent negative account claiming you’ll get a deletion “if the creditor does not respond within 30 days.”
In reality, this is one of the least effective ways of restoring credit. And it doesn’t require any legal expertise. In other words you don’t need a credit repair company to do a credit bureau disputes. You can do it yourself online.
Here’s why credit bureau disputes have become ineffective over the years.
Today, all the credit bureaus have modernized their systems and switched to automatic dispute verifications where they correspond with the creditor via their data exchange interface, E-Oscar. (Learn more about what credit bureaus are and how they work)
Hence, unlike in the older days, no phone calls or handwritten communication is exchanged between credit bureaus and creditors.
This interface verifies millions of accounts that are disputed by consumers every month in a matter of minutes.
Now a credit bureau dispute may only have a limited chance of working in a where you a disputing an account that was closed several years old that the creditor has no record of
Here at Imax , we use the most effective method of addressing questionable negative items. Instead of generic disputes. our associate attorneys sue creditors to get deletions.
We’re not the cheapest , but we are the the best and most effective at what we do
As we even go as far as suing the creditors and collection companies.
Unlike most companies, we have $0 upfront fees and charge only after results.
Our goal is to come up a customized solution for each clients needs.
Hence fees can vary by person and can range around few to several thousand dollars.
But our guarantee is , if we don’t restore your credit we do not charge.
Our process can generally take anywhere from 45 days to 180 days in most cases.
Our Edge:
1.Registered with Dept of Justice
2. $0 Upfront Fees
3. You only pay After results
4. 19 years of happy clients, without a single complaint.
5. Voted “Best of Yelp”
Watch this video to learn more
Only paying off certain types of accounts will increase your score.
WHAT WILL INCREASE YOUR SCORE:
Paying off credit card balances will increase your score.
WHAT WON’T INCREASE YOUR SCORE:
Paying off auto loans , mortgages and other loans .
Paying off collections (where the collection company does not explicitly state they will delete the account)
Paying off charge-offs .
We have $0 Upfront fees.
You only pay us AFTER results.
So if we don’t produce results, you are charged nothing.
We’ve got a perfect record for privacy and security
We are registed with the California Department of Justice and we are bound by and follow the same privacy and security standards that apply to any major bank or credit bureau
We are proud to say that unlike institutions like Equifax , Wells Fargo and Chase, who get hacked periodically and have lost peoples data,
we have never had a security breach in the nearly 20 odd years of our existence.
Just like any company, in some instances we may work on a clients credit and not be successful.
However, if that happens, the client is not billed by Imax. Whereas other credit repair companies bill clients despite not producing results.
Given we only charge after results, we do our best to only take on clients where our chances of success are high.
We have a proven track record of successfully helping clients improve their credit scores.
We’ve been voted “Best of Yelp”
For over 19 years have had zero complaints with the Better Business Bureaus
Have helped thousands of clients achieve financial freedom
We are : (Licensed, Bonded & Registered)
-Registered with the California Department of Justice & Attorney Generals Office
-Registed with the California Secretary of State
– Fully bonded up to $100, 000 (as required by state law)
– Voted “Best of Yelp”
-Licensed with the City of Santa Monica and Los Angeles
Note: These are the basic requirements for any local credit repair company to do business. Unfortunately the vast majority of credit repair companies do not meet these requirements.
We simply charge our clients AFTER producing results.
So there is ZERO chance of you spending money for no results.
If we don’t produce results, then you don’t pay us.
If you’ve been scammed by a credit repair company, watch this video on how you can help you get your money back.
We’re big proponents of quick self help fixes, before we advise clients to hire us.
If you’re looking into self help before hiring us, then a pay for delete may only work for you if there is a collection account on your credit report.
Some collection companies are allowed by credit bureaus to delete accounts once paid .
However, you’ll need to ask the collection company to see if they have a “pay for delete” policy.
Keep in mind, banks and lenders are not allowed to do a “pay for delete,” only certain collection companies are
However, here at Imax we specialize in getting items removed with “pay for delete ” strategy by suing creditors and collection companies .
Hence, if you can’t get a “pay for delete” done yourself, then you’ll need Imax’s professional help.
Any Questions?
Our team of credit repair experts are just a click or call away.