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Apply for a home mortgage or refinance your home with better rates.
Payment due only after results
Are you looking to buy a house? Maybe start home remodeling? Or are you need help to refinance your house for better interest rates?
Whatever the reason may be, you should not let bad credit stand in the way of this life-changing financial decision. If you have less than perfect credit or no credit at all, it does not mean that there is no hope. Our company offers assistance with repairing and rebuilding your credit so that when the time comes to apply for a mortgage you have a creditworthy report standing in front of you.
Our 3-Step Proven Process for Increasing Credit Scores for Home Mortgages & Refinancing Applications
Our team of experts meet with you absolutely free of charge to discuss your current credit situation and how we can help.
In addition to removing negative items like late payments and fraudulent activity, we provide an action plan on how to actively build your credit with new accounts and credit consolidation tactics.
Once your credit score is boosted and stable, we will help advise on the best options for the Home Mortgage & Refinancing loans and how to get approved quickly for the rates you’re looking for.
$0 upfront Fees to get started
We serve the collection company with a notice of impending lawsuits on your behalf.
Associate attorney helps file a lawsuit or arbitration on your behalf.
Against collection companies to uncover violations of the Fair Debt Collection practices act and the Fair Credit Reporting Act.
An outline of the sequence of disputes letters and legal actions to your specific banks and creditors.
A step by step guide on communicating and some cases jump on the phone with banks & creditors to negotiate a deletion.
We keep you updated along the way via your preferred communication channel: email, text, video call, phone call.
Reviews
Client reviews say Imax Credit is quite amazing!
Ali and his team are nothing short of amazing. I had a car repo on my credit which has haunted me for years. Not only did he get it removed but had it eliminated with no cost to me other than his service fee. Worth every penny and then some! THANK YOU!!!!
I’m loving working with Ali. We’ve spoken off and on for years and I finally pulled the trigger to repair my credit. This is going along fair and reasonable. I’m very happy.
I’ve used Ali several times over the years for my own clients and he’s been nothing short of amazing. He responds quickly, gives honest feedback, and is just straight up with you about each scenario you bring to him and whether it’s worth the cost or not. It’s very rare to do business with someone like Ali. I highly recommend him to everybody!
Ali and his team work miracles! I had an American Express business debt that was being listed on my personal credit. Couldn’t get anyone to remove it and Ali and his team got it removed in 4 months. Amazing, this guy is a lifesaver as a business owner I need my personal credit A+. Having business issues listed on personal credit during a pandemic is crazy. He works Miracles wish I could give him 10 stars!
Ali and team are by far the most professional credit repair company you can ever deal with. Because of his help I was able to get my credit from the 590s to over 700, you would not believe the doors this has opened for me!
Ali and Imax Credit couldn’t have been more helpful. Not only did he take care of the negative items on my reports (and fast too), but he also let me know what I could do to fix other areas and build up my credit. If you’ve got credit issues try a free consultation it just might change your life!
General
No, here’s why you shouldn’t waste your time with credit bureau disputes.
A lot of misguided credit repair “experts” encourage consumers to dispute recent negative account claiming you’ll get a deletion “if the creditor does not respond within 30 days.”
In reality, this is one of the least effective ways of restoring credit. And it doesn’t require any legal expertise. In other words you don’t need a credit repair company to do a credit bureau disputes. You can do it yourself online.
Here’s why credit bureau disputes have become ineffective over the years.
Today, all the credit bureaus have modernized their systems and switched to automatic dispute verifications where they correspond with the creditor via their data exchange interface, E-Oscar. (Learn more about what credit bureaus are and how they work)
Hence, unlike in the older days, no phone calls or handwritten communication is exchanged between credit bureaus and creditors.
This interface verifies millions of accounts that are disputed by consumers every month in a matter of minutes.
Now a credit bureau dispute may only have a limited chance of working in a where you a disputing an account that was closed several years old that the creditor has no record of
Here at Imax , we use the most effective method of addressing questionable negative items. Instead of generic disputes. our associate attorneys sue creditors to get deletions.
We’re not the cheapest , but we are the the best and most effective at what we do
As we even go as far as suing the creditors and collection companies.
Unlike most companies, we have $0 upfront fees and charge only after results.
Our goal is to come up a customized solution for each clients needs.
Hence fees can vary by person and can range around few to several thousand dollars.
But our guarantee is , if we don’t restore your credit we do not charge.
Our process can generally take anywhere from 45 days to 180 days in most cases.
We’ve got a perfect record for privacy and security
We are registed with the California Department of Justice and we are bound by and follow the same privacy and security standards that apply to any major bank or credit bureau
We are proud to say that unlike institutions like Equifax , Wells Fargo and Chase, who get hacked periodically and have lost peoples data,
we have never had a security breach in the nearly 20 odd years of our existence.
We simply charge our clients AFTER producing results.
So there is ZERO chance of you spending money for no results.
If we don’t produce results, then you don’t pay us.
If you’ve been scammed by a credit repair company, watch this video on how you can help you get your money back.
Our Edge:
Watch this video to learn more
We identify areas to max your credit score like consolidating debt or lowering account balances to maximize and maintain your credit worthiness over the long-term.
Just like any company, in some instances we may work on a clients credit and not be successful.
However, if that happens, the client is not billed by Imax. Whereas other credit repair companies bill clients despite not producing results.
Given we only charge after results, we do our best to only take on clients where our chances of success are high.
We have a proven track record of successfully helping clients improve their credit scores.
We’ve been voted “Best of Yelp”
For over 19 years have had zero complaints with the Better Business Bureaus
Have helped thousands of clients achieve financial freedom
We are : (Licensed, Bonded & Registered)
– Registered with the California Department of Justice & Attorney Generals Office
– Registed with the California Secretary of State
– Fully bonded up to $100, 000 (as required by state law)
– Voted “Best of Yelp”
– Licensed with the City of Santa Monica and Los Angeles
Note: These are the basic requirements for any local credit repair company to do business. Unfortunately the vast majority of credit repair companies do not meet these requirements.
$0 upfront Fees to get started
