Credit Repair for Business Loans

We can help repair negative credit scores in order to help you get approved for business loans of any size.

Payment due only after results

Securing a Business Loan with Bad Credit Doesn’t Exist

Are you wishing to start your own business but are held back by bad credit history? If you need a business loan, the first step is to repair your credit score. We offer services specially designed for helping our clients secure businesses loans.

At Imax Credit, our goal is to help our clients with poor credit scores acquire the funds they need for successful business ventures.Are you looking to buy a house? Maybe start home remodeling? Or are you need help to refinance your house for better interest rates?

Credit Repair for Business Expansion and Working Capital

A unique 3-step process that escalates each step we take to fix your credit.

We identify and actively work on your behalf to remove any negative items currently damaging your credit score.

In addition to removing negative items like late payments and fraudulent activity, we provide an action plan on how to actively build your credit with new accounts and credit consolidation tactics.

Once your credit score is boosted and stable, we will help advise on the best options on how to secure a business loan and how to get approved quickly for the rates you’re looking for.

$0 Upfront Fees to get started

Our Service Includes

Dispute Letter Writing and Delivery

We serve the collection company with a notice of impending lawsuits on your behalf.

Small Claims and Arbitration

Associate attorney helps file a lawsuit or arbitration on your behalf.

Audit and Regulatory Complaint Filing

Against collection companies to uncover violations of the Fair Debt Collection practices act and the Fair Credit Reporting Act.

A Custom Action Plan for Credit Repair

An outline of the sequence of disputes letters and legal actions to your specific banks and creditors.

Bank & Creditor Communication

A step by step guide on communicating and some cases jump on the phone with banks & creditors to negotiate a deletion.

Communication Help & Support

We keep you updated along the way via your preferred communication channel: email, text, video call, phone call.

What Clients are Saying?

Client reviews say Imax Credit is quite amazing!

Find Us On Yelp!

I've used Ali several times over the years for my own clients and he's been nothing short of amazing. He responds quickly, gives honest feedback, and is just straight up with you about each scenario you bring to him and whether it's worth the cost or not. It's very rare to do business with someone like Ali. I highly recommend him to everybody!

Binny M.

Bay Area, CA

June 30, 2021

Ali and Imax Credit couldn't have been more helpful. Not only did he take care of the negative items on my reports (and fast too), but he also let me know what I could do to fix other areas and build up my credit. If you've got credit issues try a free consultation it just might change your life!

Spencer S.

Torrance, CA

June 29th, 2020

Ali and team are by far the most professional credit repair company you can ever deal with. Because of his help I was able to get my credit from the 590s to over 700, you would not believe the doors this has opened for me!

Lazaro V.

Miami, FL

February 3, 2021

Christopher G.

December 18, 2024

Victoria S.

San Diego, CA

December 5, 2024

Julia A.

Fresno, CA

December 12, 2024

General

Frequently Asked Questions

We have $0 Upfront fees.
You only pay us AFTER results.
So if we don’t produce results, you are charged nothing.

No, here’s why you shouldn’t waste your time with credit bureau disputes.

A lot of misguided credit repair scams encourage consumers to dispute recent negative account claiming you’ll get a deletion “if the creditor does not respond within 30 days.”

In reality, this is one of the least effective ways of restoring credit. And it doesn’t require any legal expertise. In other words, you don’t need many credit repair companies to do credit bureau disputes. You can do it yourself online.

Here’s why credit bureau disputes have become ineffective over the years.

Today, all the credit bureaus have modernized their systems and switched to automatic dispute verifications where they correspond with the creditor via their data exchange interface, E-Oscar. (Learn more about what credit bureaus are and how they work)

Hence, unlike in the older days, no phone calls or handwritten communication is exchanged between credit bureaus and creditors.

This interface verifies millions of accounts that are disputed by consumers every month in a matter of minutes.

Now a credit bureau dispute may only have a limited chance of working in a where you a disputing an account that was closed several years old that the creditor has no record of

Here at Imax, we use the most effective method of addressing questionable negative items. Instead of generic disputes. our associate attorneys sue creditors to get deletions.

We’re not the cheapest, but we are one of the best credit repair companies and most effective at what we do

As we even go as far as suing the creditors and collection companies.

Unlike most companies, we have $0 upfront fees and charge only after results.

Our goal is to come up with a customized solution for each client's needs.

Hence fees can vary by person and can range around few to several thousand dollars.

But our guarantee is, that if our credit fixer doesn’t restore your credit we do not charge.

Our process can generally take anywhere from 45 days to 180 days in most cases.

Just like any company, in some instances, we may work on a client's credit and not be successful.

However, if that happens, the client is not billed by Imax. Whereas other credit repair companies bill clients despite not producing results.

Given we only charge after results, we do our best to only take on clients where our chances of success are high.

We identify areas to max your credit score like consolidating debt or lowering account balances to maximize and maintain your credit worthiness over the long-term.

We have a proven track record of successfully helping clients improve their credit scores.

We’ve been voted “Best of Yelp”

For over 19 years have had zero complaints with the Better Business Bureaus

Have helped thousands of clients achieve financial freedom

We’ve got a perfect record for privacy and security

We are registed with the California Department of Justice and we are bound by and follow the same privacy and security standards that apply to any major bank or credit bureau

We are proud to say that unlike institutions like Equifax , Wells Fargo and Chase, who get hacked periodically and have lost peoples data,

we have never had a security breach in the nearly 20 odd years of our existence.

We are : (Licensed, Bonded & Registered)

Registered with the California Department of Justice & Attorney Generals Office
Registed with the California Secretary of State
Fully bonded up to $100, 000 (as required by state law)
Voted “Best of Yelp”
Licensed with the City of Santa Monica and Los Angeles

Note: These are the basic requirements for any local credit repair company to do business. Unfortunately, the vast majority of credit repair companies do not meet these requirements.

We carefully evaluate your credit report to identify what’s impacting your credit score. Afterwards, our credit repair specialists create a custom action plan specific to your credit goals.

Our Edge:

Registered with Dept of Justice
$0 Upfront Fees
You only pay After results
19 years of happy clients, without a single complaint.
Voted “Best of Yelp”

Watch this video to learn more

Start with a Free Credit Analysis!

$0 upfront Fees to get started