iMax Credit Blog

A full-service credit repair agency specializing in helping people fix their credit to get approved for loans.

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Sued by LVNV Funding/Resurgent for a Debt You Don’t Owe? Dismiss case & get Damages 💰

Getting sued for a debt you don’t owe is a punch in the stomach. But it’s also common — and when it’s truly wrong ...
How Long Do Tradelines Stay on Your Credit Report
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How Long Do Tradelines Stay on Your Credit Report?

If you’re looking to boost your credit score, then you’ve probably heard of tradelines. Tradelines are lines of credit that appear on your credit ...
How to Write a Hardship Letter to Credit Card Companies (+Free Samples)
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How to Write a Hardship Letter to Credit Card Companies (+Free Samples)

You may need to work harder to keep your financial obligations in order, but there are still moments that can prevent you from fulfilling ...
Does an Overdraft Affect Your Credit Score
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Does an Overdraft Affect Your Credit Score?

Your credit score is one of the most important factors you should consider when making financial decisions. It can affect how much lenders will ...
How to Get an Eviction Removed from Your Credit Report
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How to Get an Eviction Removed from Your Credit Report

  Getting an eviction on your record can prevent you from finding a new place to rent again. However, with a little of our ...
What Are The Three Common Credit Report Errors & How to Fix them
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What Are The Three Common Credit Report Errors & How to Fix them?

A credit report error can harm your credit score by lowering it and negatively influencing the lender’s decision to issue you a new line ...
What Is COAF, And Why Is It On My Credit Report
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What Is COAF, And Why Is It On My Credit Report?

Capital One Auto Loan (COAF) is a legitimate auto finance firm that offers to finance new and used cars by providing loans to prequalified ...
Sample Letters For Disputing Medical Bills On Your Credit Report
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Sample Letters For Disputing Medical Bills On Your Credit Report

Getting medical bills to show up on your credit report can be disheartening, and it’s confusing to read all this conflicting information online about ...
How to Build Business Credit Without Using Personal Credit
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How to Build Business Credit Without Using Personal Credit

Small business owners often rely on personal credit to keep their businesses operational during the early stages of growth. This can be convenient, but ...
How to Remove a Repossession From Your Credit Report in 2022
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How to Remove a Repossession From Your Credit Report in 2022?

When it comes to derogatory events and negative credit items, there are very few things that can damage your credit report and credit score ...