iMax Credit Blog

A full-service credit repair agency specializing in helping people fix their credit to get approved for loans.

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Sued by LVNV Funding/Resurgent for a Debt You Don’t Owe? Dismiss case & get Damages 💰

Getting sued for a debt you don’t owe is a punch in the stomach. But it’s also common — and when it’s truly wrong ...
What is a Tier 1 Credit Score
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What is a Tier 1 Credit Score?

Maintaining your credit and keeping a good credit score takes serious effort and dedication. With enough time and effort, you can improve your credit ...
What are Credit Bureaus and How to Contact Them
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What are Credit Bureaus and How to Contact Them?

In the United States, there are three major credit bureaus – Equifax, Experian, and TransUnion. These bureaus are commonly used by millions of Americans ...
What is a FICO score and how does it impact me v2
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What is a FICO score and how does it impact me?

Ever wonder what FICO actually means, and what it has to do with your credit score? Behind every mystery acronym is (usually) an interesting ...
6 Easy Ways to Improve Credit Scores in 2022
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6 Easy Ways to Improve Credit Scores in 2022

Everyone wants to increase their credit scores in order to qualify for better loans and interest rates on their credit applications. By trying to ...
Identity Theft Credit Repair
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How To Repair Credit After Identity Theft and Fraud (in 2026)

I’m sharing this 4 step system, that me and my associate attorneys have used over the last 20 years to repairing credit after identity ...
Remove Charge-Offs From Your Credit Report
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Remove Charge-Offs From Your Credit Report

When it comes to improving your credit score, you may have heard about the term “charge-offs” and how they can affect your ability to ...
Remove Collections from Your Credit Report
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Remove Collections from Your Credit Report

Over the last 15 years in helping my clients increase their credit scores, I’ve found collection accounts to be the most commonly occurring negative ...
Get A Dispute Remark Removed from Account on Your Credit Report
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Get A Dispute Remark Removed from Account on Your Credit Report

Imagine this… You apply for a home loan, and given you’ve got great credit, you’re thinking you’ll get approved. But to your surprise, the ...
Remove Hard Inquiries From Your Credit Report
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Remove Hard Inquiries From Your Credit Report

Credit inquiries are the most misunderstood items relating to credit scoring. The Fair Isaac Corporation (FICO), which compiles credit scores for the three major ...