iMax Credit Blog

A full-service credit repair agency specializing in helping people fix their credit to get approved for loans.

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Sued by LVNV Funding/Resurgent for a Debt You Don’t Owe? Dismiss case & get Damages 💰

Getting sued for a debt you don’t owe is a punch in the stomach. But it’s also common — and when it’s truly wrong ...
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What to do if you receive a 1099-c for a Synchrony charge-off (and how to get damages $$$)

So you received a 1099-C cancellation of debt from Synchrony Bank and are now wondering what this means. In this article, I will not ...
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What to do if Discover sends you a 1099-C for cancellation of debt (and how to get damages)

This article will let you know how to navigate a 1099c cancellation of debt being issued by Discover bank.    This means that your ...
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Credit reporting on charge-off debt after 1099-C (You may be entitled to damages 💰

This article will let you know how to navigate a 1099c cancellation of debt being issued by a creditor and possibly qualify for monetary ...
Misreporting on Credit Report
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Credit Report Freeze Letter Template (instructions incld)

If you’re tired of worrying about identity theft or unauthorized access to your credit, it might be time to consider doing credit freeze. and ...
Remove Charge-Offs From Your Credit Report
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How to email CEO to remove credit card charge-offs

This article will teach you my proprietary 4 step D.S.E.L Method on how to engage a credit card company’s CEO to remove charge-offs from ...
man holding credit card in front of laptop
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Remove Mortgage Late Payments from Credit Reports (2026 Guide)

Getting a mortgage late on your credit report can be disheartening and there is too much contradicting information on the internet on what to ...
Envelope on table with text overal
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The Most Effective Credit Bureau Dispute Letter Template (2026)

This blog post is for those who cannot afford my paid credit repair services in Los Angeles and prefer self-help. During my 20 years ...
How to Remove 30-day Late Payments from Your Credit Report
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Ultimate Guide to Remove 30 day Late Payments from Credit Reports

This article will teach you my proprietary 4 step D.S.E.L Method  on how to remove a late payment from your credit report. I’ve developed ...
How to Remove 30-day Late Payments from Your Credit Report
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How to Remove Late Payments Incurred During Covid-19 Pandemic

The Covid-19 pandemic ruined the credit reports of millions of people, as many were treated unfairly by creditors and were struggling to figure out ...