iMax Credit Blog

A full-service credit repair agency specializing in helping people fix their credit to get approved for loans.

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Sued by LVNV Funding/Resurgent for a Debt You Don’t Owe? Dismiss case & get Damages 💰

Getting sued for a debt you don’t owe is a punch in the stomach. But it’s also common — and when it’s truly wrong ...
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Settling Midland Credit Debt for Less (2026 Negotiation GUIDE)

If you’re trying to settle Midland debt, you’ve probably already noticed how confusing the numbers can be. One rep says 70%, another says 40%, ...
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How To Fix American Express Credit Card Fraud (2026 guide)

This article will walk you through my proprietary 4 step process to delete both fraudulent charges and fraudulently opened American Express accounts from your ...
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What to Do If American Express Sues You⚖️ (2026 Legal Guide by Credit Advocate)

If you’ve been sued by American Express, act fast. Once you’re served, you typically have 30 days to respond before American Express can win ...
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American Express Debt Settlement: How to Settle AmEx Debt for Less (2026 Guide)

As a 20-year certified credit advocate, I’ve helped hundreds of clients settle American Express (AmEx) debts for a fraction of what they owed. If ...
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How to Correct Balances on Paid Charge-Offs and Collections?

When creditors keep a balance on an account you’ve already paid, you can take legal action. The presence of an inaccurate balance can continue ...
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DISPUTING ONLINE WITH EXPERIAN, EQUIFAX, TRANSUNION CREDIT BUREAUS

I’ve written this post using my 20 plus year experience as a credit advocate to help people dispute accounts online As you are aware ...
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What is your true mortgage credit score and where to get it?

Unfortunately online score are misleading and can be off by over 100 points. In my credit repair practice, I see clients make the fatal ...
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How to get a refund if you’re victim to a credit repair scam

Let’s face it , credit repair companies prey on consumers and scam people without producing any results. Yes, I run a credit repair company ...
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Increase scores with authorized user cards( adding tradelines)

So over the course of my career as a credit consultant, I’ve seen thousands of people increase their credit scores by adding tradelines or ...