iMax Credit Blog

A full-service credit repair agency specializing in helping people fix their credit to get approved for loans.

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Sued by LVNV Funding/Resurgent for a Debt You Don’t Owe? Dismiss case & get Damages 💰

Getting sued for a debt you don’t owe is a punch in the stomach. But it’s also common — and when it’s truly wrong ...
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How To Fix Capital One Credit Card Fraud (2026 guide)

This article will walk you through my proprietary 4 step process to delete both fraudulent charges and fraudulently opened Capital One accounts from your ...
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Identity Theft Credit Bureau Dispute Letter (for fraud victims)

So if you find unrecognizable or accounts that don’t belong to, they may be considered fraudulent accounts aka identity theft accounts In a few ...
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Jefferson Capital Pay For Delete ✅ Remove and settle for less

As a 20-year certified credit advocate, I’ve helped hundreds of clients get a deletion from Jefferson Capital collection by settling for a fraction of ...
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Jefferson Capital Debt Settlement Guide 💰 (2026)

If you’re trying to settle with Jefferson Capital Systems, you’ll notice something fast: the numbers change depending on who you talk to. One rep ...
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How to get an American Express Pay for Delete: 2026 Guide ⚖️

I’ve been dealing with American Express for over 20 years to get pay for deletes. Here’s the bottom line: WE SPECIALIZE IN GETTING YOU ...
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How to Remove a US Bank Late Payment from Your Credit Report (2026 Guide)

Have a US Bank late payment (aka US Bancorp) weighing down your credit score and threatening your next approval or refinance? You’re not alone—and ...
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How to Remove a Citibank Late Payment from Your Credit Report (2026 Guide)

Have a Citibank late payment or one from Bestbuy, Macys and any other Citicard, on your credit report dragging down your score—and threatening approvals ...
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How to Remove a Cenlar Mortgage Late Payment from Your Credit Report (2026 Guide)

Have a Cenlar mortgage late payment (aka Central Loan Administration $ Reporting) sitting on your credit report and threatening your next refi or home ...
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How to Remove a PHH Mortgage Late Payments from Your Credit Report (2026 Guide)

Have a PHH Mortgage late payment sitting on your credit report and threatening your next refi or home purchase? You’re not alone—and you’re not ...