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What to do if you receive a 1099-c on a Synchrony charge-off

So you received a 1099-C cancelation of debt from Synchrony Bank and are now wondering what this means. In this article, I will not ...
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What to do if Discover sends you a 1099-C for cancellation of debt

This article will let you know how to navigate a 1099c cancellation of debt being issued by Discover bank.    This means that your ...
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Credit reporting on charge-off debt after 1099-C (FCRA violation)

This article will let you know how to navigate a 1099c cancellation of debt being issued by a creditor and possibly qualify for monetary ...
Misreporting on Credit Report
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Credit Report Freeze Letter Template (instructions incld)

If you’re tired of worrying about identity theft or unauthorized access to your credit, it might be time to consider doing credit freeze. and ...
Remove Charge-Offs From Your Credit Report
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How to email CEO to remove credit card charge-offs

This article will teach you my proprietary 4 step D.S.E.L Method on how to engage a credit card company’s CEO to remove charge-offs from ...
man holding credit card in front of laptop
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Remove Mortgage Late Payments from Credit Reports (2025)

Getting a mortgage late on your credit report can be disheartening and there is too much contradicting information on the internet on what to ...
How to Remove a Repossession From Your Credit Report in 2022
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How to Remove a Repossession From Your Credit Report in 2022?

When it comes to derogatory events and negative credit items, there are very few things that can damage your credit report and credit score ...