Self-Help Credit Repair

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The Most Effective Credit Bureau Dispute Letter Template (2025)

This blog post is for those who cannot afford my paid credit repair services in Los Angeles and prefer self-help. During my 20 years ...
How to Remove 30-day Late Payments from Your Credit Report
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Ultimate Guide to Remove 30 day Late Payments from Credit Reports

This article will teach you my proprietary 4 step D.S.E.L Method  on how to remove a late payment from your credit report. I’ve developed ...
Top 3 Common Credit Report Mistakes and Taking Action
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Top 3 Common Credit Report Mistakes and Taking Action

Your credit report plays a crucial role in your financial well-being. It summarizes your credit history, including loans, credit cards, and payment behavior, and ...
Identity Theft Credit Repair
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How To Repair Credit After Identity Theft and Fraud (in 2025)

This article will teach you my proprietary 3 stage   process to delete identity theft and fraudulent accounts from credit reports. I’ve perfected this method ...
Remove Charge-Offs From Your Credit Report
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Remove Charge-Offs From Your Credit Report

When it comes to improving your credit score, you may have heard about the term “charge-offs” and how they can affect your ability to ...
Remove Collections from Your Credit Report
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Remove Collections from Your Credit Report

Over the last 15 years in helping my clients increase their credit scores, I’ve found collection accounts to be the most commonly occurring negative ...
Get A Dispute Remark Removed from Account on Your Credit Report
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Get A Dispute Remark Removed from Account on Your Credit Report

Imagine this… You apply for a home loan, and given you’ve got great credit, you’re thinking you’ll get approved. But to your surprise, the ...
Remove Hard Inquiries From Your Credit Report
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Remove Hard Inquiries From Your Credit Report

Credit inquiries are the most misunderstood items relating to credit scoring. The Fair Isaac Corporation (FICO), which compiles credit scores for the three major ...
Increase Credit Scores – 4 Simple Hacks
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Increase Credit Scores – 4 Simple Hacks

Credit scores are an important part of your financial life, as they determine how much you can borrow. The higher the score -the better! ...
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